Credit repair software enables consumers to correct errors and inaccurate information in their credit reports and to boost their Credit score. In compliance with laws protecting consumers, including the Fair Credit Reporting Act, several companies have introduced software giving consumers a glimpse into how their behavior actually affects their credit score. Some of these self-help, consumer or professional software products guide the consumer through the complexities of credit scoring models, credit score simulation, loan qualification, and automate the process by generating letters for disputing errors and negotiating with creditors and tracking progress.
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